I observed that due to the different financial blueprint of individuals, their reactions to the inspiring real life stores varies tremendrously. Some of you may be wondering what is financial blueprint. Here the blueprint I'm referring to is the model or prototype. So financial blueprint is the model with which one plans their finance.
This financial blueprint is usually set or influence by the experiences that one have had when they are young and usually with their parents or whoever living with them. So far T Harv Eker has the most wonderful and easy to understand explanation about financial blueprint and his book "The Secrets of The Millionaire Mind" is a must-read book. He has shown many examples of how financial blueprint affects the amount of financial success that one can have.
Maybe just illustrate what I mean, the following is the inspiring story that I have heard and what is the reactions that I received from people.
The Real Life Inspiring Story:
Many years back, this Chinese lady, who is a client of my insurance friend, came across a old Malay lady. This old Malay lady was all alone in the street and apparently has no where to stay in and no one to take care of her. So this Chinese lady went up to her and offered to take her in, so that she can take care of her and fed her.
Coincidently this Malay lady was an expert in making Malay Kuehs and this Chinese lady learnt from her all her skills. She went ahead to set up a little kueh stall.
Fast moving forward, you know what happen to this Chinese lady? She now owns 5 coffeeshops in various strategic locations in Singapore and has massive passive income that she, her kids and her grandchild, do not even have to work for the rest of their life. BUT she still stays in the 3-room flat that she has been staying all these while and she even bought the room besides for the old Malay lady to stay in.
So tell me now what goes through your mind when you hear this? Let me tell you what is the reactions I have come across.
1) "She is so lucky" - To me this has nothing to do with luck, if she did not manage her money well, she may not have the success she had now. There are so many people selling kuehs and I bet there are also many Malays who know how to make fantastic kuehs. Most importantly she took the steps to open the stall. If she chooses to just cook for the family, would she has earn the money she is earning now?
2) "Oh, not many people can be like her?" / "Is this true? Where is her coffeeshops?"- This is a pessimistic people who does not believe that they too can have the same financial success and they even want to go about proving that they are right.
3) "Wow, that's fantastic! How does she do it?" - These are the words from people who are one step closer to achieving the financial success that they want in life. They believe that this is true and that they would like to model rich and successful people, so that they can achieve the same success.
To me, this tells me a couple of things.
a) You do not need fanciful products to earn good money.
b) With proper money management, even small simple product can also bring in good money.
c) Frugal people can also be generous people.
So what do you think? Do you have the right financial blueprint to bring the level of financial success that you want in your life?
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